Terms of Service

These Terms of Service ("Terms") govern your access to and use of this website and its associated services, including newsletters, educational materials, and other features (collectively, the “Services”). By using our Services, you agree to these Terms. If you do not agree, please discontinue use.

1. About Us

We are an independent digital publisher providing financial education, market insights, and email-based communications to a general audience. All content is for informational purposes only and should not be construed as personalized financial advice.

Contact: a.redjem@outlook.com

2. Eligibility

You must be at least 18 years old, or the legal age in your jurisdiction, to use this site. By accessing the site, you confirm that you meet this requirement.

3. Informational Purpose Only

All content provided through our Services, including market commentary, stock ideas, and financial education, is for informational purposes only and should not be considered legal, investment, or tax advice. Users are solely responsible for any financial decisions made based on the content provided.

4. Email Subscriptions

By subscribing to our newsletter, you consent to receive emails from us containing content, updates, and promotional information. You can unsubscribe at any time using the link at the bottom of each email.

We may track interactions (such as opens and clicks) to improve our content relevance and performance.

5. External Links & Partners

Our content may contain links to third-party websites, services, or products. These are provided for convenience and informational purposes only. We are not responsible for their accuracy, policies, or practices.

Some links may be promotional or affiliate in nature, meaning we may receive compensation if you click or engage with these links. This does not affect the integrity or objectivity of our content.

6. Acceptable Use

  • You agree not to misuse our services or interfere with their operation.
  • You must not engage in activities such as data scraping, hacking, or spreading malware.
  • You may not use our Services for unlawful purposes or in violation of any law or regulation.

7. Intellectual Property

All content on this website—including text, graphics, logos, and code—is the intellectual property of the website owner or its licensors. You may not reuse, copy, or distribute this content without prior written permission.

8. Limitation of Liability

To the fullest extent permitted by law, we disclaim liability for any direct, indirect, incidental, or consequential damages arising from the use—or inability to use—our Services, including reliance on any information presented.

9. No Investment Advice

We are not registered investment advisors or brokers. Any financial content is general in nature and does not consider your personal financial situation. Users are advised to consult with a licensed professional before making financial decisions.

10. Modifications

We reserve the right to update these Terms at any time. Updated versions will be posted on this page with a revised “Last updated” date. Continued use of the site constitutes your agreement to the revised Terms.

11. Governing Law

These Terms are governed by the laws of the jurisdiction in which we operate. Any legal claims or disputes shall be handled in courts located in that jurisdiction, unless otherwise required by applicable law.

12. Severability

If any provision of these Terms is found to be invalid or unenforceable under applicable law, the remaining provisions will continue to be valid and enforceable.

13. Entire Agreement

These Terms constitute the entire agreement between you and us regarding your use of the Services, superseding any prior agreements or communications.

14. Contact

For questions about these Terms, please contact: a.redjem@outlook.com

Last updated: August 21, 2025